Many believe a 20% down payment is needed to buy a home, but lower down payments are possible with options like FHA and VA loans, although PMI may apply.

These are today's mortgage and refinance rates. Mortgage rates have held steady so far this month, and it's unclear if ...

VA loans require $0 down and no PMI, but there are still cases when you might choose a conventional loan over a VA loan.

Although mortgage delinquencies rose only 10 basis points in the fourth quarter of 2024 compared to one year ago, the ...

The current average mortgage rate on a 30-year fixed mortgage is 6.87%, compared to 6.84% a week earlier, according to the ...

FHA loan requirements are often more relaxed than the rules around conventional mortgage financing. Find FHA loan ...

"Conventional delinquencies remain near historical lows, but FHA and VA delinquencies are increasing at a faster pace," the ...

Delinquencies on Federal Housing Administration loans, typically used by first-time home buyers, rose 74 basis points in 2024. A basis point is one-hundredth of a percentage point. Delinquencies on ...

Explore current VA refinance rates, understand the benefits of refinancing, and find out if refinancing your VA mortgage is a good idea right now.

This paper proposes that the adoption of the modern U.S. mortgage (i.e., low down payment, long-term, and fixed-rate)—led by the Federal Housing Administration (FHA) and Veteran’s Administration (VA) ...

According to data compiled by John Burns, FHA and VA loans represented 34% of the market in 2024, up from less than 30% in ...

CNBC Select reviews Bank of America mortgage offerings, including purchase loans, refinancing, closing cost grants and more.