HELOC interest rates dropped again this week, emphasizing the cost-effectiveness of this product over alternatives.

Debt-to-income ratios (DTIs) are one of the main reasons borrowers aren't able to get the best HELOC rate or, in some cases, ...

HELOCs and home equity loans have become a lifeline for those wishing to tap into significantly increased home equity while ...

Fortunately, there are still viable ways in which homeowners can get equity out of their home without having to refinance.

Home equity loans and home improvement loans can fund your home remodel projects, but they serve different needs with distinct pros and cons. Here’s how to decide which works best for you — including ...

They possess a record $11 trillion in tappable home equity or about $203,000 per mortgage-holding household. Cashing in some ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up ...

For example, as of the fourth quarter, Helocs totalled just under $400bn, roughly 2 per cent of tappable home equity. At its peak in the third quarter of 2009, home equity credit as a percentage of ...

Marques and Shyra of Black, Married & Debt Free borrowed $120,000 from their paid-off home using a home equity line of credit ...