A “good” rate in 2025 may be closer to 8 or 9%, not 3 or 4. The smart play is to shop around. Credit unions often offer more competitive rates. Getting preapproved before walking into a dealership ...

We don't have any loans or long-term debt. Our house is worth $500,000 and our cars are paid off. We pay our credit cards in full every month. The children are grown up but our daughter is in medical ...